Mortgage Broker Newcastle
We Make Home Loans Simple.
Let our team of mortgage brokers in Newcastle find you the best rate on your home loan.
We make home loans simple. Whether you are buying your first home, refinancing or investing, your local Castle Finance Mortgage Broker can help you with expert advice throughout the whole process. We work with you to find the best home loan rates in Newcastle.
Mortgage Broker Services Newcastle
How can our team help you?
Our team are here to help you through the home loan process regardless of wether you’re a first home buyer or a seasoned investor. With our team of expert mortgage brokers in Newcastle on your side we can help you get the best rate on your loan.
I want to buy an investment
I want to buy a home
I’m considering refinancing
Meet the team
Expert mortgage brokers for Newcastle, The Hunter Valley & Lake Macquarie
We’re about helping local people get competitive rates for their home loans. Whether you’re a first home buyer, refinancing or investing, we’re here to help you get the loan you need.
Senior Loans Officer
Larissa Sasse
Larissa loves helping people achieve their financial goals. She has spent the majority of her career in the Finance industry, gaining experience in areas such as lending, compliance and customer service.
While working at Castle Finance is her primary job function by day, Larissa also enjoys a relaxed farm life and a nice bottle of red wine.
Senior Mortgage Broker
Ben Rigby
Ben helps clients achieve their financial goals by offering tailored solutions to suit their circumstances.
As a Senior Mortgage Broker at Castle Finance, Ben is responsible for capturing the clients' full financial situation and maintaining a successful team that is not only fun to work in but also a place people enjoy coming to. For Ben, the most rewarding part of the role is being able to interact with clients and guide them through their journey.
Outside of the office, Ben enjoys coaching his son’s football team and watching the Newcastle Knights play live.
Calculators
Use our home loan calculators to find out how much you could save.
Planning to buy a home? Our home loan calculators are designed to simplify the process and provide you with valuable insights into your mortgage options. Whether you're a first-time buyer or looking to refinance, our calculators can help you estimate your borrowing capacity, monthly repayments, and more.
Compare & save on your mortgage
Get access to 30+ leading lenders
See the latest rates from over 30 home loan lenders, including the big four banks and local banks like the Newcastle Permanent. Our home loan comparison tool lets you compare the rates and features of thousands of loans to find the one that's right for you
Save time & money with Castle Finance
Your Local Castle Finance Mortgage Broker can help you get your dream home
With access to the best rates and lenders, we have the expert knowledge to find the best loan option for you.
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Get expert advice
Our expert brokers will help guide you through the home loan process and get you to your goal sooner.
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We do all the hard work for you
Our Castle Finance Brokers make home loans simple by doing all of the heavy lifting and working around your schedule.
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Free appointments
Getting help from a one of our expert brokers comes at no cost to you, so get started today!
More than just a better home loan rate
What are the benefits of using a Castle Finance Mortgage Broker?
Navigating the home loan process can be overwhelming, especially if you're a first-time homebuyer. That's where a mortgage broker comes in. By working with a finance broker in Newcastle, you can save time, money, and stress. Here are three benefits of using a mortgage broker for your home loan needs.
Access to a wide range of home loan options.
One of the biggest benefits of using a mortgage broker is their access to a wide range of lenders. Brokers work with the big banks as well as multiple smaller lenders and can help you find the best loan options for your specific needs and financial situation. This means you won't have to spend time researching and comparing different lenders on your own. Additionally, brokers may have access to exclusive deals and rates that you wouldn't be able to find on your own.
Save time and money.
Instead of spending hours researching different lenders and loan options, our brokers do the legwork for you. They have access to a wide range of lenders and loan products, and can quickly narrow down your options based on your specific needs and financial situation. This means they can often find you a better deal than you could on your own. They can also negotiate on your behalf to get you the best possible interest rate and terms. In addition, Mortgage Brokers may be able to help you avoid costly mistakes, such as choosing a loan with hidden fees or penalties. All of these factors can add up to significant cost savings over the life of your loan. They can offer advice on whether a fixed interest rate or variable interest rate would suit you, and ensure that all bank fees and charges are clearly explained upfront.
Personalised guidance throughout the home loan application process.
When you work with a Newcastle mortgage broker, you can expect personalised service and support throughout the home loan application process. Our team can help you understand the different types of loans available, explain the terms and conditions of each loan, and guide you through the application and approval process. They can also help you navigate any challenges or obstacles that may arise during the process, such as credit issues or appraisal problems. With a Castle Finance Mortgage Broker on your side, you can feel confident that you have a knowledgeable and experienced professional helping you every step of the way.
Mortgage Broker Newcastle Reviews
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Home Loan Advice
Explore Our Latest Insights to get the best home loan rate in Newcastle
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Get It Touch Today
Ready to get started with Newcastle’s best mortgage brokers?
Get started with Castle Finance Solutions by filling in the form or giving us a call. We’d love to find out more about how we can help you.
Phone: (02) 4056 1287
Frequently Asked Questions For Mortgage Brokers
What is a mortgage broker and what do they do?
A mortgage broker is a professional who acts as an intermediary between borrowers and lenders. Their job is to help borrowers find the best home loan for their needs by comparing loans from a range of lenders. Mortgage brokers can also help with the application process and provide advice on loan features and repayment options. They are paid by the lender, not the borrower, and their services are usually free to the borrower.
How do mortgage brokers get paid?
Mortgage brokers are paid by the lender, not the borrower. They receive a commission from the lender for each loan they successfully broker. The commission amount can vary depending on the lender and the loan product, but it is typically a percentage of the loan amount. Some brokers may also charge a fee to the borrower for their services, but this should be disclosed upfront and agreed upon by the borrower before any services are provided.
What are the benefits of using a mortgage broker?
There are several benefits to using a mortgage broker. First, brokers have access to a wide range of lenders and loan products, which means they can help you find the best loan for your specific needs and financial situation. They can also help you navigate the complex mortgage application process and provide guidance and support throughout the entire process. Additionally, because brokers are paid by the lender, their services are often free to the borrower.
How do I choose the right mortgage broker for me?
When choosing a mortgage broker, it’s important to do your research and ask for recommendations from friends, family, or colleagues who have recently gone through the mortgage process. Look for a broker who is licensed and experienced in your specific area or type of loan. You should also ask about their fees and commission structure to ensure they are transparent and fair. Finally, make sure you feel comfortable working with them and that they are responsive to your needs and questions.
What documents do I need to provide to my mortgage broker?
When applying for a home loan, you will need to provide several documents to your broker to help them assess your financial situation and determine the best loan options for you. These documents may include your income and employment information, tax returns, bank statements, credit reports, and any other relevant financial information. Your broker will also need to verify your identity and may require additional documentation depending on your specific situation. It’s important to be prepared and organised when providing these documents to ensure a smooth and efficient application process.