Business Finance
You’ve got big plans, let’s make them happen
Looking to grow your business? We can help you understand the finance options available and do all the legwork in sourcing the right business loan for your needs.
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Get access to a wide choice of commercial finance lenders
We have access to a variety of lenders which offer us the capacity to achieve competitive rates on finance across a range of assets.
Get the right loan for your business
We’ll help you get the right loan, at the right price for your business needs. Wether you’re looking for a simple loan, corporate finance, equipment or car finance we make it simple, so you can focus on your business.
Simple Business Loans
Car & Equipment Finance
Corporate
& Specialised Finance
Get the expert advice you need
Let the experts handle things while you focus on what you’re good at
A Castle Finance broker has the knowledge and experience needed to help you grow your business and provide advice on the right financial solutions for your goals.
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We’re business loan experts
3 things to consider before you apply
Get help to find right package for your business
With so many finance types, and providers with varying structures and repayment options, Castle Finance can help you find the one that’s best for your business.
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What type of business loan do you need?
A business overdraft gives you access to cash to cover short-term cash flow requirements. An overdraft is usually unsecured but will still likely offer a lower interest rate than a credit card.
If you’re looking to make a larger investment, you might consider a business equity line, which is suited to businesses that might need a cash injection on a very occasional basis. This type of business loan usually requires security.
If you know how much you need to borrow, you might want to consider a business fixed-rate loan, which gives you the certainty of fixed monthly payments. But if your cash flow is volatile you might opt for a business variable loan, as you may be able to reduce repayments if needed.
02
What do you need to be eligible for business finance?
To be eligible for business finance, you’ll need to demonstrate a history of financial performance, including evidence of solid cash flow and the ability to manage expenses and liabilities.
The sheer variety of loans can be overwhelming, but your Mortgage Choice expert can help you navigate through the various options to find the one that’s right for you.
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Business Finance FAQs
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When it comes to commercial property for your business, there are advantages and disadvantages to both buying and leasing. Buying a property can provide long-term security and the potential for appreciation in value, but it can also be a significant upfront expense and require ongoing maintenance costs.
Leasing, on the other hand, offers flexibility and affordability, making it a great option for businesses just starting out or looking to expand. However, you may have less control over the property and face increasing rent costs over time. Ultimately, the decision between buying and leasing will depend on your specific business needs and financial situation.
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When it comes to obtaining a commercial loan for your business, it's important to have the right guidance and expertise. While your business bank may offer loan products, they may not be the best fit for your specific needs. This is where a finance broker can be invaluable.
With access to a wide range of lenders and loan products, a broker can help you navigate the options and find the right solution for your unique financial situation and business goals. Don't limit yourself to just one option - work with a broker to explore all your possibilities.
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Absolutley! Equipment finance is a type of loan that allows businesses to purchase equipment or machinery without having to pay for it upfront. Instead, the lender provides the funds to purchase the equipment, and the business repays the loan over a set period of time. This type of finance is ideal for businesses that need to purchase expensive equipment but don't want to deplete their working capital.
Preserve working capital: Equipment finance allows businesses to purchase equipment without having to use their working capital. This means they can keep their cash flow intact and use it for other business expenses
Upgrade equipment: With equipment finance, businesses can upgrade their equipment or machinery without having to wait until they have enough cash on hand.
Tax benefits: Equipment finance can provide tax benefits for businesses, as the interest paid on the loan is tax deductible.
Improve cash flow: By spreading the cost of the equipment over a set period of time, businesses can improve their cash flow and better manage their finances.
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A loan that is secured against a commercial property.